Retail Lending Officer

Location:  Lagos

Email Address: resourcing@oscartemple.com (Please share your resume to this email with the Job title as subject)

Grade: SBO -AM

Job Summary

Officer, is responsible for the administration and implementation of the Bank’s Lending Programs for the Retail Space

Duties & Responsibilities

  • Ensure a profitable Retail Lending portfolio is achieved.
  • Ensure the full end to end digitization of all retail lending products & solutions.
  • Drive adoption of new product as assigned by the Head of Retail Lending.
  • Contribute to the Bank’s risk assets growth strategies and goals.
  • Ensure that product budgetary expectation is achieved.
  • Participate in the design and implementation of a comprehensive training plan that drive and re-enforces the desired sales behavior.
  • Participate in sales execution plan by Retail segment and product.
  • Monitor sales pipeline and identify additional methods of improving sales performance.
  • Participate in development of yearly sales plans and forecast.
  • Maintain comprehensive database on the unit’s credit portfolio.
  • Monitor credit approvals and schedule restructuring as required.
  • Perform other duties as assigned by Head Retail Lending.
  • JOB REQUIREMENTS
  • A good first degree in any discipline
  • Minimum Experience
  • SKILLS/COMPETENCIES
  • Excellent business communication and strong leadership skills.
  • Heightened negotiation, presentation and persuasion skills.
  • Heightened analytical skills.
  • Research oriented.
  • Deep understanding of SME products and services.
  • Excellent product development capabilities.

 

 

 

 

 

 

 

 

 

Job Category: Financial Services
Job Location: Lagos

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